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Idea to send:	Topic Mandated Health Insurance Benefits Content Repeal mandated-benefit health insurance laws. When government says that insurance policies must cover treatment for this or that condition or disease, it creates a mandated benefit. The costs for those services are passed along to everyone in the insurance pool through higher premiums. These higher costs can contribute to employers dropping or not offering insurance to their employees. One result: More people turn to Medicaid, causing further problems for policy-makers and taxpayers. Health insurance regulations are a textbook case of how government seeks to “solve” a problem with its left hand, only to create a problem that the right hand must deal with. The state should repeal existing mandated benefits, and let insurers (whose business it is to understand the market for insurance) decide what coverage people are willing to pay for.